FINANCING AVAILABLE
LIGHTSTREAM CONSUMER FINANCING
Credit Qualifications for Customers
“What is the minimum credit score needed to get a LightStream loan?”
Remember, our definition of good to excellent goes beyond just a good FICO score. Given the
unique nature of each individual’s credit profile, we believe there is no single definition for “good credit.”
However, we find that individuals with good credit usually share the following characteristics:
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with few, if any, delinquencies or other problems repaying debt obligations.
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of credit history.
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such as major credit cards (Visa, MasterCard, Amex), installment debt (vehicle loans) and mortgage debt if applicable.
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as evidenced by some or all of the following: liquid assets (stocks, bonds, bank deposits, etc.); cash down payments on real estate; retirement savings; and manageable revolving credit card debt.
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to repay current debt obligations and any new loan with LightStream.
